Transfering Funds From USA to Thailand

[dummy_plug]

I think there are some credit cards - Capital One I believe - that do not charge any foreign currency exchange fee AND no ATM fees. I think that they do this because the rates they generally charge are higher in terms of APR than other credit products offered. I know I've read about such a card in some personal finance magazines, but I thought that would be an appealing way to transfer funds. Virtually no fees except any FX loss on the buy-sell spread essentially.

[PigDogg]

I've heard Capital One is good for FX too.

It's extremely difficult to get straight answers from the banks about their fees. The customer service rep usually makes something up. You speak to 3 reps and get three different answers. Or they say, we charge X% but you must call Mastercard to find out their fee.

Last year I got something in the email from class action lawyers asking me which settlement option I prefer, one being 25 bucks, the 2nd being listing how many weeks I was overseas, and the 3rd a complete itemization.

Anyone else get this mailing?

[Ladyboy_Loser!]

I got the same letter from Mastercard and Visa regarding the settlement. Since I keep my travel records to dispute any bogus charges I choose the third option but I am still waiting for my money. If it comes great, if not I could care less as I never expected to get any money back when when I first learned about the lawsuit.

[PigDogg]

I chose the 2nd option; lots of weeks in Thailand but never got a receipt from a ladyboy.

Still waiting for me money.

[dummy_plug]

Same, same. That money is contingent on all the claimants filing anyways, so the $25 is a projected figure. In reality it will come out to be five bucks after they pay all the lawyers and admin costs. Just enough to buy myself a cup of coffee with the way the dollar is going...